
Navigating the landscape of Cov Cal and knowing the important nuances to all the various health
insurance plans can confuse even the insurance savvy individual. Charles' free expertise and guidance
takes away the guesswork and distress from potentially paying more money for lower quality coverage.

Charles is a licensed Covered California health insurance agent ensuring his individual, family and small business clients are provided the highest quality plan for the most affordable price.
Per Cov Cal, Charles works with all the Major Carriers that are available within your residential county.

"It usually comes down to subtle differences that most people wouldn't be aware of that actually can make a huge difference in the quality and cost of your health insurance. What I do is ensure that you receive the maximum 'premium tax subsidies' you qualify for; and subsequently build you a comprehensive health insurance plan that compliments your unique needs and budget. Much of the time my clients actually find themselves paying far less for a much higher quality plan than they might have otherwise."
Licensed Insurance Agent #0N03531


"I really appreciate Charles' laid back approach and demeanor... he wasn't trying to 'sell' me anything.
From the start we had a good report and felt like I was in good hands. He really just simplified everything,
made it easy to understand the coverage I have and why it makes sense. Jon -

*submit for a complimentary quote*
a cost-free, knowledgable and
friendly agent is available
to explain your policy
benefits, answer your questions, concerns and submit your application
*we value privacy and do not solicit private information
or call 760.822.6832